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Posted on January 28, 2022

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K. Ray Retirement Financial Services | All Right Reserved. All written content on this site is for information purposes only. Opinions expressed herein are solely those of K. Ray Retirement Financial Services and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual advisor prior to implementation. The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the State of Ohio or where otherwise legally permitted. K. Ray Retirement Financial Services and Karen Ray is not affiliated with or endorsed by the Social Security Administration or any government agency. This content is for informational purposes only and should not be used to make any financial decisions.

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